Education Last updated: July 17, 2026 7 min read

NFT vs Token: What's the Difference?

Written by the CreateMyCoin Team

Quick answer: A fungible token is interchangeable and divisible — every unit is identical, like dollars or SOL. An NFT (non-fungible token) is a one-of-a-kind asset — each has a unique identity, like a numbered artwork or a deed. On Solana, both are built with the same Token Program; an NFT is technically a token with supply 1 and 0 decimals.

"Token" and "NFT" get used interchangeably in headlines, but they solve opposite problems: one represents amounts, the other represents things. Here's the difference in plain language, how Solana implements both, and how to decide which your project actually needs.

What Is a Fungible Token?

Fungible means interchangeable: any unit is identical to any other, so only the amount matters. A dollar is fungible — you don't care which dollar you hold. SOL, USDC, and every memecoin are fungible tokens; on Solana they're called SPL tokens (after the Solana Program Library that defines them).

Fungible tokens have the properties of currency:

  • Identical units: your 1,000 BONK equals anyone else's 1,000 BONK, always.
  • Divisible: tokens split into fractions, controlled by their decimals setting (explained in our beginner's guide).
  • Priced per unit, traded in pools: because units are identical, they trade on DEXs against liquidity pools at a single market price.

This is what you create with CreateMyCoin: a fungible SPL token with the supply, decimals, and metadata you choose.

What Is an NFT?

Non-fungible means unique: each NFT is a distinct asset with its own identity, metadata, and history. NFTs answer the question "who owns this specific thing?" — a piece of art, a domain name, a game item, a membership pass, seat 14B at an event.

  • Unique identity: each NFT is one specific asset; two NFTs from the same collection are still distinct (different numbers, traits, histories).
  • Indivisible: you can't own 0.3 of an NFT — you own it or you don't.
  • Individually priced: no pool sets a single price; each NFT sells on a marketplace (Magic Eden, Tensor) for whatever a buyer offers for that one.

NFT vs Token: Side-by-Side Comparison

Property Fungible Token (SPL) NFT
InterchangeableYes — every unit identicalNo — each one unique
DivisibleYes (per decimals setting)No — whole units only
Typical supplyMillions to billions1 (per NFT), collections of 1k–10k
RepresentsAmounts: currency, shares, pointsThings: art, items, passes, deeds
Where it tradesDEXs (Raydium, Jupiter) via poolsMarketplaces (Magic Eden, Tensor) per item
Price discoveryOne market price per tokenIndividual sale price per NFT
ExamplesSOL, USDC, BONK, your memecoinMad Lads, SMB, a game sword, an ENS-style domain

How Does Solana Handle Both?

Here's the part most explainers skip: on Solana, NFTs and fungible tokens are built from the same primitives. Both are mints in the SPL Token Program, and both attach metadata through Metaplex. The difference is configuration:

  • A fungible token has a large supply, divisible decimals (typically 6–9), and one shared metadata record.
  • An NFT is a mint with supply exactly 1, 0 decimals, mint authority revoked (so no more can ever exist), and metadata pointing to that unique asset — usually with a Metaplex Master Edition marking it as one-of-one.

So when someone asks "is an NFT a token?" — technically yes, an NFT is a token, configured for uniqueness. That's also why concepts from token creation — metadata on IPFS, revoking mint authority — appear in both worlds; and what "minted" means is the same operation in both.

Which Should Your Project Use?

Use a fungible token when value is the product: a memecoin, a community currency, reward points, governance weight, or anything people should hold in variable amounts and trade at a market price. If your pitch includes "price," "market cap," or "holders," you want a fungible SPL token.

Use NFTs when identity is the product: membership passes, collectible art, game items, or credentials — anything where which one you own matters.

Many projects use both: an NFT collection for identity and membership plus a fungible token for economy and rewards is a standard Solana pattern (community access via NFT, rewards paid in the token). If that's your direction, the token side is a 60-second job — start with how to create a token.

"Fungible tokens answer 'how much?' NFTs answer 'which one?' Pick the question your project is actually asking."

FAQ

Is an NFT a cryptocurrency?

Not in the usual sense. Cryptocurrencies are fungible — identical, divisible units traded at a market price. An NFT is a unique, indivisible asset priced individually. Both live on the same blockchains and use related standards, but they serve opposite purposes.

Can an NFT become a fungible token?

Not directly — uniqueness is fixed at mint. What projects do instead is fractionalize: lock an NFT in a vault and issue fungible tokens representing shares of it. The NFT stays an NFT; the shares are a new fungible token.

Are memecoins tokens or NFTs?

Memecoins are fungible SPL tokens — billions of identical, divisible units traded against liquidity pools at a single market price. A meme-themed NFT collection is a different product: unique collectibles sold individually on marketplaces.

Do NFTs and tokens use the same wallet on Solana?

Yes — wallets like Phantom hold both, because both are SPL mints under the hood. Your wallet shows fungible tokens as balances and NFTs as individual items in a collectibles tab.

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